Saturday, July 31

Tag: have

How Important to Have an Emergency Fund?

How Important to Have an Emergency Fund?

Finance
There is a financial concept that says "pay yourself first". This concept is very common in Dave Ramsey's Debt Free and Simple Plan. You pay bills first, then you pay yourself, and then you pay your rent or mortgage. If you don't have an emergency fund then you're paying yourself last. If you have an emergency fund then you're taking your bills and paying them, and not only that but you're paying your budget before you pay your self. The first part of most of his plans only teaches you to pay yourself first, but not always for everyone. What's the emergency fund? The emergency fund is a fund you have that is two or three times your monthly non-dischargeable income. This doesn't mean it should be an amount equal to three months of expenses, just enough to cover that amount of mone...
Do You Have A Small Business Marketing Plan?

Do You Have A Small Business Marketing Plan?

Other
Do You Have A Small Business Marketing Plan? While having a small business is the ultimate goal for most entrepreneurs, the road to being a small business owner is filled with bumps, rocks, and a couple hurdles along the way. You'll be surprised just what you can create in your small business marketing and sales activity to increase your revenues and gross product. If you're a relatively shy entrepreneur, then you should sit back, relax, and write out a few paragraphs on the road to your goal becoming a small business owner. However, if you're not much of a writer, or just want to be sure you can capture your thoughts whether you're writing or not, here are some overall guidelines that you may enjoy creating. First, you need to create a business plan. A business plan is a documen...